Meet the Founder
Key Insurance was built on a foundation of trust, excellence, and a deep commitment to protecting the people of Barbados.

Kim Francis
Founder & Owner, Key Insurance
Kim Francis —
A Pillar of Light
Kim Francis is the owner and founder of Key Insurance. She has been a pillar of light in the insurance industry for years, guiding families, businesses, and professionals across Barbados toward financial security and peace of mind.
Under her leadership, Key Insurance has become the trusted name in premium insurance solutions across Barbados — from Bridgetown to Bathsheba. Kim's approach combines deep industry expertise with a genuine care for every client she serves.
Her mission is simple: to ensure that every Barbadian — whether a young family, a growing business, or a seasoned professional — has access to the protection and financial planning they deserve.
Licenses, Awards & Experience
Licenses
Fully licensed by the Financial Services Commission (FSC) of Barbados. Authorized to provide Life, Health, and Business Insurance across all parishes.
Experience
Over two decades of dedicated service in the Caribbean financial sector. Trusted advisor to hundreds of families and businesses.
Community
Active supporter of local Barbados charities, youth education programs, and community development initiatives.
Regulatory & Trust Information
Company Details
Registered Name: Key Insurance Barbados
Official Address: Bridgetown, Saint Michael, Barbados
Role: Independent Insurance Agency / Advisor
Licensing & Regulation
Key Insurance operates under the regulatory framework of the Financial Services Commission (FSC) of Barbados. All our advisors, including our founder Kim Francis, hold valid licenses to provide financial and insurance advisory services within the jurisdiction of Barbados.
Claims & Complaints Procedure
We stand by our clients throughout the entire claims process, acting as your advocate with the insurance providers. In the unlikely event of a dispute, we maintain a formal complaint-handling procedure to ensure all grievances are addressed promptly, fairly, and transparently in accordance with FSC guidelines.
General Disclaimer
Insurance products, eligibility, premiums, benefits, and exclusions vary by provider and applicant. The information provided on this website is general in nature and does not constitute financial, legal, or specific insurance advice. Coverage is always subject to underwriting approval, policy terms, conditions, and exclusions. Content last reviewed: June 2026.
What We Stand For
Integrity
We act with complete transparency and honesty in every client interaction.
Excellence
Our standards are set by Barbados' most discerning individuals and businesses.
Partnership
We build long-term relationships, not just policies.
Precision
Every coverage plan is tailored — never generic, always purposeful.