Terms & Conditions

Acceptance of Terms

By accessing or using the Key Insurance website, you agree to be bound by these Terms and Conditions and all applicable laws and regulations of Barbados. If you do not agree with any of these terms, you are prohibited from using this site.

Use of the Website

You may use this website for lawful purposes only. You must not use it in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website, or in any way which is unlawful, illegal, fraudulent, or harmful.

Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Key Insurance and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Quote & Inquiry Submissions

Submitting a quote request or contact form on this website does not constitute a binding insurance agreement. All quotes are indicative and subject to full underwriting assessment, policy terms, and final approval by the relevant insurer.

Limitation of Liability

Key Insurance shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this website or its content.

Governing Law

These Terms and Conditions are governed by the laws of Barbados. Any disputes arising shall be subject to the exclusive jurisdiction of the courts of Barbados.

Changes to Terms

Key Insurance reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the website constitutes acceptance of the revised Terms.

Last updated: June 2026